Sample Monthly Budget Productive
Home
House Payment or Rent$1,400.00
Second Mortgage________
Property Tax________
Total$1,400.00
Utilities
Electricity   $175.00
Household Fuel     $65.00
Water/Sewer/Garbage     $70.00
Phone-Basic/Long Distance   $150.00
Cell Phone/Pager   $150.00
Total   $610.00
Necessities
Food/Household Supplies   $500.00
Clothing/Seasonal   $100.00
School Lunch________
Child Care/Sitter________
Diapers/Formula________
Child Support________
Total   $600.00
Transportation
Car Payment/Lease   $450.00
Insurance   $150.00
Fuel   $100.00
Repair Allowance________
License/Registration________
Bus Fare________
Total   $700.00
Insurance (if not out of payroll)
Medical/Dental________
Life/Disability   $200.00
Home/Renters________
Co-Pays________
Total   $200.00
Monthly Debts
Student Loans________
Other Loans   $500.00
Total   $500.00
Other Expenses
Laundry/Dry Cleaning     $50.00
Health/Hair/Personal Care   $100.00
Pet/Veterinary     $50.00
Dues/Memberships________
Total   $200.00
Education
Tuition________
Books/Paper and Pen________
Uniforms/Lessons/Sports________
Total        $0.00
Entertainment
Any Eating Out   $300.00
Cable TV   $100.00
Craft/Computer/Sports     $30.00
Bars/Gambling/Cigarettes________
Total   $430.00
Gifts
Children's Allowances________
Contributions/Church/Charities     $50.00
Holidays/Birthdays/Weddings   $200.00
Total   $250.00
Total of all Monthly Expenses$4,890.00
Monthly Net Income$6,000.00
Minus Expenses$4,890.00
Available Income$1,110.00

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